Median home value in zip code 96065 (Montgomery Creek, CA) is $287,510, down 1.7% year over year. Part of the Redding, CA metropolitan area.

Home Value$287,510

YoY Change

-1.7%

Prices falling — better for buyers.

Affordability

Enter your income for 96065 (Montgomery Creek).

Income (annual)

Down Payment

$57,502 on $287,510

Example: $75,000 household income. Change it above to see your own.

Stretch28.4% of income

Above 28% but manageable with cuts.

PITI$1,774

P/I28.4%

Afford$284K

Gap-$4K

P&I $1,454Tax $170Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96065 is part of the Redding, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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