Zip Code

96140

Carnelian Bay, CASacramento-Roseville-Folsom, CA

Median home value in zip code 96140 (Carnelian Bay, CA) is $1082K, down 2.5% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Sacramento-Roseville-Folsom, CA metro →

Home Value$1,081,821
YoY Change
-2.5%
AFFORDABILITY

Enter your income for 96140 (Carnelian Bay).

$216,364 on $1,081,821
Out of reach — 101% of income

Need $270,600/yr to afford.

PITI$6,314
P/I101%
Afford$300K
Gap-$782K
P&I $5,470Tax $694Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

96140 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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96140 (Carnelian Bay, CA) Housing Market | CrashWatch