Median home value in zip code 96140 (Carnelian Bay, CA) is $1,081,821, down 2.5% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$1,081,821

YoY Change

-2.5%

Prices falling — better for buyers.

Affordability

Enter your income for 96140 (Carnelian Bay).

Income (annual)

Down Payment

$216,364 on $1,081,821

Example: $75,000 household income. Change it above to see your own.

Out of reach101% of income

Need $270,600/yr to afford.

PITI$6,314

P/I101%

Afford$300K

Gap-$782K

P&I $5,470Tax $694Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96140 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Sacramento-Roseville-Folsom, CA analysis

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