Median home value in zip code 96704 (Captain Cook, HI) is $448,504, down 3.0% year over year. Part of the Hilo, HI metropolitan area.

Home Value$448,504

YoY Change

-3.0%

Prices falling — better for buyers.

Affordability

Enter your income for 96704 (Captain Cook).

Income (annual)

Down Payment

$89,701 on $448,504

Example: $75,000 household income. Change it above to see your own.

Out of reach39.6% of income

Need $105,986/yr to afford.

PITI$2,473

P/I39.6%

Afford$317K

Gap-$131K

P&I $2,268Tax $105Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96704 is part of the Hilo, HI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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