Median home value in zip code 96728 (Honomu, HI) is $516,162, down 3.9% year over year. Part of the Hilo, HI metropolitan area.

Home Value$516,162

YoY Change

-3.9%

Prices falling — better for buyers.

Affordability

Enter your income for 96728 (Honomu).

Income (annual)

Down Payment

$103,232 on $516,162

Example: $75,000 household income. Change it above to see your own.

Out of reach45.3% of income

Need $121,286/yr to afford.

PITI$2,830

P/I45.3%

Afford$319K

Gap-$197K

P&I $2,610Tax $120Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96728 is part of the Hilo, HI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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