Median home value in zip code 96734 (Kailua, HI) is $1498K, up 0.1% year over year. Part of the Urban Honolulu, HI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Urban Honolulu, HI metro →

Home Value$1,498,102

YoY Change

+0.1%

AFFORDABILITY

Enter your income for 96734 (Kailua).

Income (annual)

Down Payment

$299,620 on $1,498,102

Out of reach — 128.4% of income

Need $343,929/yr to afford.

PITI$8,025

P/I128.4%

Afford$327K

Gap-$1171K

P&I $7,575Tax $350Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96734 is part of the Urban Honolulu, HI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Urban Honolulu, HI analysis

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