Median home value in zip code 96734 (Kailua, HI) is $1,498,102, up 0.1% year over year. Part of the Urban Honolulu, HI metropolitan area.

Home Value$1,498,102

YoY Change

+0.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 96734 (Kailua).

Income (annual)

Down Payment

$299,620 on $1,498,102

Example: $75,000 household income. Change it above to see your own.

Out of reach128.4% of income

Need $343,929/yr to afford.

PITI$8,025

P/I128.4%

Afford$327K

Gap-$1.17M

P&I $7,575Tax $350Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96734 is part of the Urban Honolulu, HI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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