Median home value in zip code 96738 (Waikoloa, HI) is $826K, down 0.2% year over year. Part of the Hilo, HI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Hilo, HI metro →

Home Value$825,501

YoY Change

-0.2%

AFFORDABILITY

Enter your income for 96738 (Waikoloa).

Income (annual)

Down Payment

$165,100 on $825,501

Out of reach — 71.5% of income

Need $191,443/yr to afford.

PITI$4,467

P/I71.5%

Afford$323K

Gap-$502K

P&I $4,174Tax $193Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

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Metro Analysis

96738 is part of the Hilo, HI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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