Median home value in zip code 96740 (Kailua Kona, HI) is $886,938, down 2.7% year over year. Part of the Hilo, HI metropolitan area.

Home Value$886,938

YoY Change

-2.7%

Prices falling — better for buyers.

Affordability

Enter your income for 96740 (Kailua Kona).

Income (annual)

Down Payment

$177,388 on $886,938

Example: $75,000 household income. Change it above to see your own.

Out of reach76.7% of income

Need $205,371/yr to afford.

PITI$4,792

P/I76.7%

Afford$324K

Gap-$563K

P&I $4,485Tax $207Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96740 is part of the Hilo, HI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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