Median home value in zip code 96744 (Kaneohe, HI) is $1070K, down 1.4% year over year. Part of the Urban Honolulu, HI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Urban Honolulu, HI metro →

Home Value$1,069,846

YoY Change

-1.4%

AFFORDABILITY

Enter your income for 96744 (Kaneohe).

Income (annual)

Down Payment

$213,969 on $1,069,846

Out of reach — 92.1% of income

Need $246,814/yr to afford.

PITI$5,759

P/I92.1%

Afford$325K

Gap-$745K

P&I $5,410Tax $250Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96744 is part of the Urban Honolulu, HI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Urban Honolulu, HI analysis

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