Median home value in zip code 96748 (Kaunakakai, HI) is $394K, down 9.9% year over year. Part of the Kahului-Wailuku-Lahaina, HI metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Kahului-Wailuku-Lahaina, HI metro →
Home Value$394,106
YoY Change
-9.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.
Enter your income for 96748 (Kaunakakai).
$78,821 on $394,106
Stretch — 35% of income
Above 28% but manageable with cuts.
PITI$2,185
P/I35%
Afford$316K
Gap-$78K
P&I $1,993Tax $92Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
96748 is part of the Kahului-Wailuku-Lahaina, HI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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