Median home value in zip code 96749 (Keaau, HI) is $450,894, down 1.5% year over year. Part of the Hilo, HI metropolitan area.

Home Value$450,894

YoY Change

-1.5%

Prices falling — better for buyers.

Affordability

Enter your income for 96749 (Keaau).

Income (annual)

Down Payment

$90,179 on $450,894

Example: $75,000 household income. Change it above to see your own.

Out of reach39.8% of income

Need $106,500/yr to afford.

PITI$2,485

P/I39.8%

Afford$318K

Gap-$133K

P&I $2,280Tax $105Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96749 is part of the Hilo, HI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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