Median home value in zip code 96754 (Kilauea, HI) is $2,113,759, down 1.8% year over year. Part of the Kapaa, HI metropolitan area.

Home Value$2,113,759

YoY Change

-1.8%

Prices falling — better for buyers.

Affordability

Enter your income for 96754 (Kilauea).

Income (annual)

Down Payment

$422,752 on $2,113,759

Example: $75,000 household income. Change it above to see your own.

Out of reach180.5% of income

Need $483,514/yr to afford.

PITI$11,282

P/I180.5%

Afford$328K

Gap-$1.79M

P&I $10,688Tax $493Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96754 is part of the Kapaa, HI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Kapaa, HI analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.