Median home value in zip code 96755 (Kapaau, HI) is $625,110, down 4.3% year over year. Part of the Hilo, HI metropolitan area.

Home Value$625,110

YoY Change

-4.3%

Prices falling — better for buyers.

Affordability

Enter your income for 96755 (Kapaau).

Income (annual)

Down Payment

$125,022 on $625,110

Example: $75,000 household income. Change it above to see your own.

Out of reach54.5% of income

Need $146,014/yr to afford.

PITI$3,407

P/I54.5%

Afford$321K

Gap-$304K

P&I $3,161Tax $146Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96755 is part of the Hilo, HI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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