Median home value in zip code 96777 (Pahala, HI) is $278,518, down 13.5% year over year. Part of the Hilo, HI metropolitan area.

Home Value$278,518

YoY Change

-13.5%

Prices falling — better for buyers.

Affordability

Enter your income for 96777 (Pahala).

Income (annual)

Down Payment

$55,704 on $278,518

Example: $75,000 household income. Change it above to see your own.

Affordable25.2% of income

Under the 28% guideline.

PITI$1,573

P/I25.2%

Afford$310K

Room+$31K

P&I $1,408Tax $65Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96777 is part of the Hilo, HI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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