Median home value in zip code 96778 (Pahoa, HI) is $286,389, down 5.2% year over year. Part of the Hilo, HI metropolitan area.

Home Value$286,389

YoY Change

-5.2%

Prices falling — better for buyers.

Affordability

Enter your income for 96778 (Pahoa).

Income (annual)

Down Payment

$57,278 on $286,389

Example: $75,000 household income. Change it above to see your own.

Affordable25.8% of income

Under the 28% guideline.

PITI$1,615

P/I25.8%

Afford$310K

Room+$24K

P&I $1,448Tax $67Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96778 is part of the Hilo, HI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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