Median home value in zip code 96779 (Paia, HI) is $1,297,662, down 5.7% year over year. Part of the Kahului-Wailuku-Lahaina, HI metropolitan area.

Home Value$1,297,662

YoY Change

-5.7%

Prices falling — better for buyers.

Affordability

Enter your income for 96779 (Paia).

Income (annual)

Down Payment

$259,532 on $1,297,662

Example: $75,000 household income. Change it above to see your own.

Out of reach111.4% of income

Need $298,457/yr to afford.

PITI$6,964

P/I111.4%

Afford$326K

Gap-$972K

P&I $6,562Tax $303Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96779 is part of the Kahului-Wailuku-Lahaina, HI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Kahului-Wailuku-Lahaina, HI analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.