Median home value in zip code 96782 (Pearl City, HI) is $920,769, up 0.8% year over year. Part of the Urban Honolulu, HI metropolitan area.

Home Value$920,769

YoY Change

+0.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 96782 (Pearl City).

Income (annual)

Down Payment

$184,154 on $920,769

Example: $75,000 household income. Change it above to see your own.

Out of reach79.5% of income

Need $213,043/yr to afford.

PITI$4,971

P/I79.5%

Afford$324K

Gap-$597K

P&I $4,656Tax $215Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96782 is part of the Urban Honolulu, HI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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