Median home value in zip code 96786 (Wahiawa, HI) is $838,459, up 0.6% year over year. Part of the Urban Honolulu, HI metropolitan area.

Home Value$838,459

YoY Change

+0.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 96786 (Wahiawa).

Income (annual)

Down Payment

$167,692 on $838,459

Example: $75,000 household income. Change it above to see your own.

Out of reach72.6% of income

Need $194,357/yr to afford.

PITI$4,535

P/I72.6%

Afford$324K

Gap-$515K

P&I $4,240Tax $196Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96786 is part of the Urban Honolulu, HI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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