Median home value in zip code 96791 (Waialua, HI) is $1,011,962, down 1.5% year over year. Part of the Urban Honolulu, HI metropolitan area.

Home Value$1,011,962

YoY Change

-1.5%

Prices falling — better for buyers.

Affordability

Enter your income for 96791 (Waialua).

Income (annual)

Down Payment

$202,392 on $1,011,962

Example: $75,000 household income. Change it above to see your own.

Out of reach87.2% of income

Need $233,700/yr to afford.

PITI$5,453

P/I87.2%

Afford$325K

Gap-$687K

P&I $5,117Tax $236Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96791 is part of the Urban Honolulu, HI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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