Median home value in zip code 96795 (Waimanalo, HI) is $1,069,521, down 1.1% year over year. Part of the Urban Honolulu, HI metropolitan area.

Home Value$1,069,521

YoY Change

-1.1%

Prices falling — better for buyers.

Affordability

Enter your income for 96795 (Waimanalo).

Income (annual)

Down Payment

$213,904 on $1,069,521

Example: $75,000 household income. Change it above to see your own.

Out of reach92.1% of income

Need $246,771/yr to afford.

PITI$5,758

P/I92.1%

Afford$325K

Gap-$744K

P&I $5,408Tax $250Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96795 is part of the Urban Honolulu, HI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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