Median home value in zip code 96797 (Waipahu, HI) is $854,610, down 0.4% year over year. Part of the Urban Honolulu, HI metropolitan area.

Home Value$854,610

YoY Change

-0.4%

Prices falling — better for buyers.

Affordability

Enter your income for 96797 (Waipahu).

Income (annual)

Down Payment

$170,922 on $854,610

Example: $75,000 household income. Change it above to see your own.

Out of reach73.9% of income

Need $198,043/yr to afford.

PITI$4,621

P/I73.9%

Afford$324K

Gap-$531K

P&I $4,321Tax $199Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96797 is part of the Urban Honolulu, HI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Urban Honolulu, HI analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.