Median home value in zip code 96816 (Honolulu, HI) is $1,259,573, up 0.9% year over year. Part of the Urban Honolulu, HI metropolitan area.

Home Value$1,259,573

YoY Change

+0.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 96816 (Honolulu).

Income (annual)

Down Payment

$251,915 on $1,259,573

Example: $75,000 household income. Change it above to see your own.

Out of reach108.2% of income

Need $289,843/yr to afford.

PITI$6,763

P/I108.2%

Afford$326K

Gap-$934K

P&I $6,369Tax $294Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96816 is part of the Urban Honolulu, HI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Urban Honolulu, HI analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.