Median home value in zip code 96821 (Honolulu, HI) is $1,773,348, up 3.6% year over year. Part of the Urban Honolulu, HI metropolitan area.

Home Value$1,773,348

YoY Change

+3.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 96821 (Honolulu).

Income (annual)

Down Payment

$354,670 on $1,773,348

Example: $75,000 household income. Change it above to see your own.

Out of reach151.7% of income

Need $406,329/yr to afford.

PITI$9,481

P/I151.7%

Afford$327K

Gap-$1.45M

P&I $8,967Tax $414Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96821 is part of the Urban Honolulu, HI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Urban Honolulu, HI analysis

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