Median home value in zip code 97045 (Oregon City, OR) is $596K, down 0.6% year over year. Part of the Portland-Vancouver-Hillsboro, OR-WA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Portland-Vancouver-Hillsboro, OR-WA metro →

Home Value$595,515

YoY Change

-0.6%

AFFORDABILITY

Enter your income for 97045 (Oregon City).

Income (annual)

Down Payment

$119,103 on $595,515

Out of reach — 57.5% of income

Need $153,986/yr to afford.

PITI$3,593

P/I57.5%

Afford$290K

Gap-$305K

P&I $3,011Tax $481Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97045 is part of the Portland-Vancouver-Hillsboro, OR-WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Portland-Vancouver-Hillsboro, OR-WA analysis

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