Median home value in zip code 97128 (McMinnville, OR) is $481K, down 0.8% year over year. Part of the Portland-Vancouver-Hillsboro, OR-WA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Portland-Vancouver-Hillsboro, OR-WA metro →

Home Value$481,073

YoY Change

-0.8%

AFFORDABILITY

Enter your income for 97128 (McMinnville).

Income (annual)

Down Payment

$96,215 on $481,073

Out of reach — 46.7% of income

Need $125,186/yr to afford.

PITI$2,921

P/I46.7%

Afford$288K

Gap-$193K

P&I $2,433Tax $389Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97128 is part of the Portland-Vancouver-Hillsboro, OR-WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Portland-Vancouver-Hillsboro, OR-WA analysis

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