Median home value in zip code 97138 (, OR) is $491,602, down 1.6% year over year. Part of the Astoria, OR metropolitan area.

Home Value$491,602

YoY Change

-1.6%

Prices falling — better for buyers.

Affordability

Enter your income for 97138 (null).

Income (annual)

Down Payment

$98,320 on $491,602

Example: $75,000 household income. Change it above to see your own.

Out of reach47.7% of income

Need $127,843/yr to afford.

PITI$2,983

P/I47.7%

Afford$288K

Gap-$203K

P&I $2,486Tax $397Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97138 is part of the Astoria, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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