Median home value in zip code 97388 (Lincoln City, OR) is $602,534, down 0.3% year over year. Part of the Newport, OR metropolitan area.

Home Value$602,534

YoY Change

-0.3%

Prices falling — better for buyers.

Affordability

Enter your income for 97388 (Lincoln City).

Income (annual)

Down Payment

$120,507 on $602,534

Example: $75,000 household income. Change it above to see your own.

Out of reach58.1% of income

Need $155,743/yr to afford.

PITI$3,634

P/I58.1%

Afford$290K

Gap-$312K

P&I $3,047Tax $487Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97388 is part of the Newport, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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