Median home value in zip code 97388 (Lincoln City, OR) is $603K, down 0.3% year over year. Part of the Newport, OR metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Newport, OR metro →

Home Value$602,534

YoY Change

-0.3%

AFFORDABILITY

Enter your income for 97388 (Lincoln City).

Income (annual)

Down Payment

$120,507 on $602,534

Out of reach — 58.1% of income

Need $155,743/yr to afford.

PITI$3,634

P/I58.1%

Afford$290K

Gap-$312K

P&I $3,047Tax $487Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97388 is part of the Newport, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Newport, OR analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free