Median home value in zip code 97401 (Eugene, OR) is $510K, down 0.1% year over year. Part of the Eugene-Springfield, OR metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Eugene-Springfield, OR metro →

Home Value$509,639

YoY Change

-0.1%

AFFORDABILITY

Enter your income for 97401 (Eugene).

Income (annual)

Down Payment

$101,928 on $509,639

Out of reach — 49.4% of income

Need $132,386/yr to afford.

PITI$3,089

P/I49.4%

Afford$289K

Gap-$221K

P&I $2,577Tax $412Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97401 is part of the Eugene-Springfield, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Eugene-Springfield, OR analysis

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