Median home value in zip code 97402 (Eugene, OR) is $396K, down 0.1% year over year. Part of the Eugene-Springfield, OR metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Eugene-Springfield, OR metro →

Home Value$395,566

YoY Change

-0.1%

AFFORDABILITY

Enter your income for 97402 (Eugene).

Income (annual)

Down Payment

$79,113 on $395,566

Out of reach — 38.7% of income

Need $103,714/yr to afford.

PITI$2,420

P/I38.7%

Afford$286K

Gap-$110K

P&I $2,000Tax $320Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97402 is part of the Eugene-Springfield, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Eugene-Springfield, OR analysis

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