Median home value in zip code 97404 (Eugene, OR) is $433,182, down 0.6% year over year. Part of the Eugene-Springfield, OR metropolitan area.

Home Value$433,182

YoY Change

-0.6%

Prices falling — better for buyers.

Affordability

Enter your income for 97404 (Eugene).

Income (annual)

Down Payment

$86,636 on $433,182

Example: $75,000 household income. Change it above to see your own.

Out of reach42.3% of income

Need $113,186/yr to afford.

PITI$2,641

P/I42.3%

Afford$287K

Gap-$146K

P&I $2,190Tax $350Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97404 is part of the Eugene-Springfield, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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