Median home value in zip code 97405 (Eugene, OR) is $517,268, down 0.4% year over year. Part of the Eugene-Springfield, OR metropolitan area.

Home Value$517,268

YoY Change

-0.4%

Prices falling — better for buyers.

Affordability

Enter your income for 97405 (Eugene).

Income (annual)

Down Payment

$103,454 on $517,268

Example: $75,000 household income. Change it above to see your own.

Out of reach50.1% of income

Need $134,314/yr to afford.

PITI$3,134

P/I50.1%

Afford$289K

Gap-$228K

P&I $2,616Tax $418Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97405 is part of the Eugene-Springfield, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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