Median home value in zip code 97420 (Coos Bay, OR) is $319,686, down 2.6% year over year. Part of the Coos Bay, OR metropolitan area.

Home Value$319,686

YoY Change

-2.6%

Prices falling — better for buyers.

Affordability

Enter your income for 97420 (Coos Bay).

Income (annual)

Down Payment

$63,937 on $319,686

Example: $75,000 household income. Change it above to see your own.

Stretch31.6% of income

Above 28% but manageable with cuts.

PITI$1,975

P/I31.6%

Afford$283K

Gap-$36K

P&I $1,617Tax $258Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97420 is part of the Coos Bay, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Coos Bay, OR analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.