Median home value in zip code 97424 (Cottage Grove, OR) is $390,948, down 0.4% year over year. Part of the Eugene-Springfield, OR metropolitan area.

Home Value$390,948

YoY Change

-0.4%

Prices falling — better for buyers.

Affordability

Enter your income for 97424 (Cottage Grove).

Income (annual)

Down Payment

$78,190 on $390,948

Example: $75,000 household income. Change it above to see your own.

Out of reach38.3% of income

Need $102,557/yr to afford.

PITI$2,393

P/I38.3%

Afford$286K

Gap-$105K

P&I $1,977Tax $316Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97424 is part of the Eugene-Springfield, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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