Median home value in zip code 97424 (Cottage Grove, OR) is $391K, down 0.4% year over year. Part of the Eugene-Springfield, OR metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Eugene-Springfield, OR metro →

Home Value$390,948

YoY Change

-0.4%

AFFORDABILITY

Enter your income for 97424 (Cottage Grove).

Income (annual)

Down Payment

$78,190 on $390,948

Out of reach — 38.3% of income

Need $102,557/yr to afford.

PITI$2,393

P/I38.3%

Afford$286K

Gap-$105K

P&I $1,977Tax $316Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97424 is part of the Eugene-Springfield, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Eugene-Springfield, OR analysis

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