Median home value in zip code 97438 (Lowell, OR) is $543K, up 3.9% year over year. Part of the Eugene-Springfield, OR metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Eugene-Springfield, OR metro →

Home Value$543,004

YoY Change

+3.9%

AFFORDABILITY

Enter your income for 97438 (Lowell).

Income (annual)

Down Payment

$108,601 on $543,004

Out of reach — 52.6% of income

Need $140,786/yr to afford.

PITI$3,285

P/I52.6%

Afford$289K

Gap-$254K

P&I $2,746Tax $439Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97438 is part of the Eugene-Springfield, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Eugene-Springfield, OR analysis

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