Median home value in zip code 97441 (Gardiner, OR) is $265,621, up 0.3% year over year. Part of the Roseburg, OR metropolitan area.

Home Value$265,621

YoY Change

+0.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 97441 (Gardiner).

Income (annual)

Down Payment

$53,124 on $265,621

Example: $75,000 household income. Change it above to see your own.

Affordable26.5% of income

Under the 28% guideline.

PITI$1,658

P/I26.5%

Afford$280K

Room+$15K

P&I $1,343Tax $215Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97441 is part of the Roseburg, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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