Median home value in zip code 97478 (Springfield, OR) is $426K, up 0.4% year over year. Part of the Eugene-Springfield, OR metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Eugene-Springfield, OR metro →

Home Value$426,295

YoY Change

+0.4%

AFFORDABILITY

Enter your income for 97478 (Springfield).

Income (annual)

Down Payment

$85,259 on $426,295

Out of reach — 41.6% of income

Need $111,429/yr to afford.

PITI$2,600

P/I41.6%

Afford$287K

Gap-$139K

P&I $2,156Tax $345Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97478 is part of the Eugene-Springfield, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Eugene-Springfield, OR analysis

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