Median home value in zip code 97495 (Winchester, OR) is $496,612, up 1.4% year over year. Part of the Roseburg, OR metropolitan area.

Home Value$496,612

YoY Change

+1.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 97495 (Winchester).

Income (annual)

Down Payment

$99,322 on $496,612

Example: $75,000 household income. Change it above to see your own.

Out of reach48.2% of income

Need $129,129/yr to afford.

PITI$3,013

P/I48.2%

Afford$288K

Gap-$208K

P&I $2,511Tax $401Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97495 is part of the Roseburg, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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