Median home value in zip code 97498 (Yachats, OR) is $520,341, up 0.8% year over year. Part of the Newport, OR metropolitan area.

Home Value$520,341

YoY Change

+0.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 97498 (Yachats).

Income (annual)

Down Payment

$104,068 on $520,341

Example: $75,000 household income. Change it above to see your own.

Out of reach50.4% of income

Need $135,086/yr to afford.

PITI$3,152

P/I50.4%

Afford$289K

Gap-$231K

P&I $2,631Tax $421Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97498 is part of the Newport, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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