Median home value in zip code 97520 (Ashland, OR) is $538,812, up 1.0% year over year. Part of the Medford, OR metropolitan area.

Home Value$538,812

YoY Change

+1.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 97520 (Ashland).

Income (annual)

Down Payment

$107,762 on $538,812

Example: $75,000 household income. Change it above to see your own.

Out of reach52.2% of income

Need $139,714/yr to afford.

PITI$3,260

P/I52.2%

Afford$289K

Gap-$250K

P&I $2,725Tax $436Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97520 is part of the Medford, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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