Median home value in zip code 97539 (Shady Cove, OR) is $409,836, down 1.8% year over year. Part of the Medford, OR metropolitan area.

Home Value$409,836

YoY Change

-1.8%

Prices falling — better for buyers.

Affordability

Enter your income for 97539 (Shady Cove).

Income (annual)

Down Payment

$81,967 on $409,836

Example: $75,000 household income. Change it above to see your own.

Out of reach40.1% of income

Need $107,314/yr to afford.

PITI$2,504

P/I40.1%

Afford$286K

Gap-$123K

P&I $2,072Tax $331Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97539 is part of the Medford, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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