Median home value in zip code 97539 (Shady Cove, OR) is $410K, down 1.8% year over year. Part of the Medford, OR metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Medford, OR metro →

Home Value$409,836

YoY Change

-1.8%

AFFORDABILITY

Enter your income for 97539 (Shady Cove).

Income (annual)

Down Payment

$81,967 on $409,836

Out of reach — 40.1% of income

Need $107,314/yr to afford.

PITI$2,504

P/I40.1%

Afford$286K

Gap-$123K

P&I $2,072Tax $331Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97539 is part of the Medford, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Medford, OR analysis

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