Median home value in zip code 97540 (Talent, OR) is $430,718, up 1.3% year over year. Part of the Medford, OR metropolitan area.

Home Value$430,718

YoY Change

+1.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 97540 (Talent).

Income (annual)

Down Payment

$86,144 on $430,718

Example: $75,000 household income. Change it above to see your own.

Out of reach42% of income

Need $112,543/yr to afford.

PITI$2,626

P/I42%

Afford$287K

Gap-$144K

P&I $2,178Tax $348Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97540 is part of the Medford, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Medford, OR analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.