Median home value in zip code 97603 (Klamath Falls, OR) is $320,060, up 3.2% year over year. Part of the Klamath Falls, OR metropolitan area.

Home Value$320,060

YoY Change

+3.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 97603 (Klamath Falls).

Income (annual)

Down Payment

$64,012 on $320,060

Example: $75,000 household income. Change it above to see your own.

Stretch31.6% of income

Above 28% but manageable with cuts.

PITI$1,977

P/I31.6%

Afford$283K

Gap-$37K

P&I $1,618Tax $259Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97603 is part of the Klamath Falls, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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