Zip Code

97814

Baker City, OR

Median home value in zip code 97814 (Baker City, OR) is $298K, up 3.4% year over year.

Home Value$298,334
YoY Change
+3.4%
AFFORDABILITY

Enter your income for 97814 (Baker City).

$59,667 on $298,334
Stretch — 29.6% of income

Above 28% but manageable with cuts.

PITI$1,850
P/I29.6%
Afford$282K
Gap-$16K
P&I $1,509Tax $241Ins $100
6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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