Median home value in zip code 97827 (Elgin, OR) is $261K, up 7.8% year over year. Part of the La Grande, OR metropolitan area.

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Home Value$260,813

YoY Change

+7.8%

AFFORDABILITY

Enter your income for 97827 (Elgin).

Income (annual)

Down Payment

$52,163 on $260,813

Affordable — 26.1% of income

Under the 28% guideline.

PITI$1,630

P/I26.1%

Afford$280K

Room+$19K

P&I $1,319Tax $211Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97827 is part of the La Grande, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View La Grande, OR analysis

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