Median home value in zip code 97827 (Elgin, OR) is $260,813, up 7.8% year over year. Part of the La Grande, OR metropolitan area.

Home Value$260,813

YoY Change

+7.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 97827 (Elgin).

Income (annual)

Down Payment

$52,163 on $260,813

Example: $75,000 household income. Change it above to see your own.

Affordable26.1% of income

Under the 28% guideline.

PITI$1,630

P/I26.1%

Afford$280K

Room+$19K

P&I $1,319Tax $211Ins $100

6.50% 30yr, 20% down, county tax + OR ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

97827 is part of the La Grande, OR metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View La Grande, OR analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.