Median home value in zip code 98109 (Seattle, WA) is $749,615, down 2.8% year over year. Part of the Seattle-Tacoma-Bellevue, WA metropolitan area.

Home Value$749,615

YoY Change

-2.8%

Prices falling — better for buyers.

Affordability

Enter your income for 98109 (Seattle).

Income (annual)

Down Payment

$149,923 on $749,615

Example: $75,000 household income. Change it above to see your own.

Out of reach71.8% of income

Need $192,343/yr to afford.

PITI$4,488

P/I71.8%

Afford$292K

Gap-$457K

P&I $3,790Tax $581Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98109 is part of the Seattle-Tacoma-Bellevue, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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