Median home value in zip code 98220 (Acme, WA) is $489,521, up 0.6% year over year. Part of the Bellingham, WA metropolitan area.

Home Value$489,521

YoY Change

+0.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 98220 (Acme).

Income (annual)

Down Payment

$97,904 on $489,521

Example: $75,000 household income. Change it above to see your own.

Out of reach47.9% of income

Need $128,229/yr to afford.

PITI$2,992

P/I47.9%

Afford$286K

Gap-$203K

P&I $2,475Tax $400Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98220 is part of the Bellingham, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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