Median home value in zip code 98225 (Bellingham, WA) is $658,752, up 0.2% year over year. Part of the Bellingham, WA metropolitan area.

Home Value$658,752

YoY Change

+0.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 98225 (Bellingham).

Income (annual)

Down Payment

$131,750 on $658,752

Example: $75,000 household income. Change it above to see your own.

Out of reach63.8% of income

Need $170,829/yr to afford.

PITI$3,986

P/I63.8%

Afford$289K

Gap-$370K

P&I $3,331Tax $538Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98225 is part of the Bellingham, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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