Median home value in zip code 98226 (Bellingham, WA) is $637,661, up 0.0% year over year. Part of the Bellingham, WA metropolitan area.

Home Value$637,661

YoY Change

+0.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 98226 (Bellingham).

Income (annual)

Down Payment

$127,532 on $637,661

Example: $75,000 household income. Change it above to see your own.

Out of reach61.8% of income

Need $165,514/yr to afford.

PITI$3,862

P/I61.8%

Afford$289K

Gap-$349K

P&I $3,224Tax $521Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98226 is part of the Bellingham, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Bellingham, WA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.