Median home value in zip code 98229 (Bellingham, WA) is $688,072, up 0.4% year over year. Part of the Bellingham, WA metropolitan area.

Home Value$688,072

YoY Change

+0.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 98229 (Bellingham).

Income (annual)

Down Payment

$137,614 on $688,072

Example: $75,000 household income. Change it above to see your own.

Out of reach66.5% of income

Need $178,200/yr to afford.

PITI$4,158

P/I66.5%

Afford$290K

Gap-$398K

P&I $3,479Tax $562Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98229 is part of the Bellingham, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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