Median home value in zip code 98230 (, WA) is $529,251, down 0.4% year over year. Part of the Bellingham, WA metropolitan area.

Home Value$529,251

YoY Change

-0.4%

Prices falling — better for buyers.

Affordability

Enter your income for 98230 (null).

Income (annual)

Down Payment

$105,850 on $529,251

Example: $75,000 household income. Change it above to see your own.

Out of reach51.6% of income

Need $138,214/yr to afford.

PITI$3,225

P/I51.6%

Afford$287K

Gap-$242K

P&I $2,676Tax $432Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98230 is part of the Bellingham, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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