Median home value in zip code 98239 (Coupeville, WA) is $622,173, up 2.3% year over year. Part of the Oak Harbor, WA metropolitan area.

Home Value$622,173

YoY Change

+2.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 98239 (Coupeville).

Income (annual)

Down Payment

$124,435 on $622,173

Example: $75,000 household income. Change it above to see your own.

Out of reach60.3% of income

Need $161,614/yr to afford.

PITI$3,771

P/I60.3%

Afford$289K

Gap-$333K

P&I $3,146Tax $508Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

98239 is part of the Oak Harbor, WA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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